Jeffrey D. Cummins
CPA*, MBA, CFP®, Managing Partner
CERTIFIED FINANCIAL PLANNER™ PROFESSIONAL
Jeff grew up in Garland, Texas and attended Naaman Forest High School. His senior year, Jeff finished in the top 5% of his class and won both the city and district golf tournaments. He then attended Baylor University with a golf scholarship, made the Dean’s List twice, and was a member of Delta Tau Delta Fraternity, Golden Key Honor Society, Gamma Beta Phi Honor Society and Beta Alpha Psi Accounting Fraternity. Jeff received his BBA in Accounting and MBA from Baylor, and CPA certification shortly after graduating.
Jeff and his wife Tracy live in Lucas, Texas and have twin daughters and a son, along with a Rhodesian Ridgeback and a Labrador Retriever. In his free time, Jeff enjoys spending time with his family, volunteering in KidZone at Chase Oaks Church in Fairview, playing golf at Gleneagles Country Club, practicing the Electric Guitar and honing his skills as a 3rd Degree Black Belt in Taekwondo.
Jeff started his business career as an Auditor with PricewaterhouseCoopers in 2000 and received his CPA certification in 2001. He then joined Spectrum Financial Group in 2002 after obtaining his NASD Series 7 (General Securities), Group 1 (Life and Health Insurance) and NASD Series 66 licenses (Fee-Based Financial Planning).
In 2008, Jeff obtained his CERTIFIED FINANCIAL PLANNER™ (CFP®) designation. In 2012, he was named Spectrum’s local agency “Advisor of the Year” and received his first “Five Star Wealth Manager” award.** In 2018, Jeff founded Top Flight Wealth Strategies. In 2023, he joined Spectrum Wealth Strategies.
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*Authorized for accountancy services in the following states: Texas. Not practicing on behalf of MML Investors Services, LLC or its affiliated companies. 2018 Five Star Wealth Manager award was issued by Five Star Professional (FSP) in 2018 for the period covering 2018-2023. The award is based on 10 objective criteria. Eligibility criteria-required: 1. Credentialed as a registered investment adviser (RIA) or a registered investment adviser representative; 2. Actively licensed as a RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review; 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria-considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not an endorsement or indicative of the future performance of the wealth manager. A fee was not paid for consideration however a fee is paid for marketing materials. For additional information, visit www.fivestarprofessional.com. ***Jeffrey D. Cummins is a registered representative of and offers securities investment advisory and financial planning services through MML Investors Services, LLC. Member SIPC.