Jeffrey D. Cummins, CPA*, MBA, CFP®

Jeff started his business career as an Auditor with PricewaterhouseCoopers in 2000 and received his CPA certification in 2001. He then joined Spectrum Financial Group in 2002 after obtaining his NASD Series 7 (General Securities), Group 1 (Life and Health Insurance) and FINRA Series 66 licenses (Uniform Combined State Law Exam).

In 2008, Jeff obtained his CERTIFIED FINANCIAL PLANNER® professional designation. In 2018, Jeff founded Top Flight Wealth Strategies. In 2023, he joined Spectrum Wealth Strategies.

Jeff grew up in Garland, Texas and attended Naaman Forest High School. His senior year, Jeff finished in the top 5% of his class and won both the city and district golf tournaments. He then attended Baylor University with a golf scholarship, made the Dean’s List twice, and was a member of Delta Tau Delta Fraternity, Golden Key Honor Society, Gamma Beta Phi Honor Society and Beta Alpha Psi Accounting Fraternity. Jeff received his BBA in Accounting and MBA from Baylor, and CPA certification shortly after graduating.

Jeff and his wife Tracy live in Lucas, Texas and have twin daughters and a son.  In his free time, Jeff enjoys spending time with his family, volunteering in KidZone at Chase Oaks Church in Fairview, playing golf at Gleneagles Country Club, practicing the Electric Guitar and honing his skills as a 4th Degree Black Belt in Taekwondo.
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